Financial Aid FAQs
 
> Financial Aid FAQs

Frequently Asked Questions 

  1. How do I apply for Financial Aid? 
  2. Do I need to be accepted before I can file the FAFSA? 
  3. What is an EFC (Expected Family Contribution)? 
  4. What can I change or update on my FAFSA? 
  5. What is San Diego Christian College’s Federal School Code for the FAFSA? 
  6. When is the deadline to apply for Financial Aid? 
  7. Do I have to file a FAFSA? 
  8. What is the deadline for Cal Grant? 
  9. Can I complete the FAFSA if I haven’t filed my taxes? 
  10. When will I receive my financial aid award packet? 
  11. What is an Award Letter? 
  12. How will I know if Financial Aid needs something from me? 
  13. I received notification that my FAFSA was selected for Verification, what does this mean? 
  14. Do I need to submit both Federal and State tax forms and which parts need to be submitted? 
  15. Can I fax forms to the Financial Aid? 
  16. I just received a revised Award Letter, and noticed that a previous award was either reduced or taken away. Why would that happen? 
  17. I am eligible for several scholarships and grants; however, some of them were either not on my Award Letter or less than their full value. Why didn’t I receive everything I am eligible for? 
  18. I was expecting an institutional scholarship and it was not listed on my award letter, who should I contact? 
  19. I thought my financial aid would cover my school expenses and it doesn’t. Why not? 
  20. Who do I talk to about my bill and charges? 
  21. Where can I find other outside aid and scholarships? 
  22. I need to take out additional loans to cover my school expenses. Am I eligible for additional Stafford Loan money? 
  23. I am a first time borrower at SDCC. Do I need to do anything in addition to the Loan Request Form? 
  24. What if my enrollment status changes or I withdraw? 
  25. Am I required, as a student, to file a tax return? 
  26. Is there a website that will help me complete my FAFSA if I have questions? 
  27. How do I find out how much I have taken out in Federal Loans and how to contact my lenders? 

 


 

 

1) How do I apply for Financial Aid?
 

Complete a Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov.

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2) Do I need to be accepted before I can file the FAFSA?

No, you do not need to be accepted to any school before filing the FAFSA.

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3) What is an EFC (Expected Family Contribution)? 

 

The Central Processing System (CPS) evaluates all information provided on the FAFSA and calculates your individual EFC based on a set formula. This is the amount the government feels your family can contribute towards your education, but please note this is NOT the amount that you will pay to SDCC for your education. Please be aware that your EFC can change due to corrected information that is submitted. 

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4) What can I change or update on my FAFSA?
 

If you used estimated income amounts to file the FAFSA, you may update this information at www.fafsa.gov. When updating this information please be aware that you may only update the tax information, income information, and amounts on the Additional FAFSA Information portion. The amounts submitted for cash, savings and checking, investments, business or farm net worth may not be changed. If you update family information, you may be asked for verification of this change. You MAY NOT update marital status. If you marry after you file the FAFSA, you cannot change your status.

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5) What is San Diego Christian College’s Federal School Code for the FAFSA?
 

The SDCC code is 012031

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6) When is the deadline to apply for Financial Aid?
 

The priority deadline to apply for financial aid for any school year is March 2nd. Students who apply after this deadline will be awarded based on available funding.

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7) Do I have to file a FAFSA?  

Not necessarily. If you meet the financial qualifications and wish to waive all need-based grants and loans, you may submit SDCC’s “FAFSA Waiver” to the Student Financial Services Office instead of filing the FAFSA. To see if you meet one of the qualifications, please view the FAFSA Waiver. It can be found under "Financial Aid Forms"  

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8) What is the deadline for Cal Grant?  

The Cal Grant deadline is March 2nd. To meet this deadline, both the FAFSA and the Cal Grant GPA Verification Form must be filed.

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 9) Can I complete the FAFSA if I haven’t filed my taxes?  

Yes, you may use estimated income information in order to complete the FAFSA by the deadline. You must update this information once your taxes have been completed.  We recommend that you complete your taxes and update the FAFSA before the school year begins as Financial Aid packages are estimates and subject to change once taxes are complete.

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10) When will I receive my financial aid award packet?

Students who are fully accepted to the college and who have turned in any required financial aid forms requested by the Student Financial Services Office will receive an award packet by email.

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11) What is an Award Letter?
 

An award letter informs you of the aid programs you are eligible for. Your federal aid eligibility is calculated based on the information provided on the FAFSA. Institutional Aid eligibility is determined by Admissions and Student Financial Services.

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12) How will I know if Financial Aid needs something from me?

The Student Financial Services Office will send a notification via email in the form of a “Document Tracking Letter,” or you will be notified of needed documents when you receive an award packet. Any forms required will be mailed, or attached, with the notification. Forms may also be accessed online by clicking here.  You may return most forms to the Student Financial Services Office by mail, fax, or email. 

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13) I received notification that my FAFSA was selected for Verification, what does this mean?
 

The Central Processing System (CPS) randomly selects FAFSA applications for this process. This means that the Student Financial Services Office must request certain documents to verify information provided on the FAFSA. The Student Financial Services Office will notify you as to specific items needed.  This process must be completed in order to receive aid.

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14) Do I need to submit both Federal and State tax forms and which parts need to be submitted?
 

Since the FAFSA only uses information from you federal tax forms, you do not need to submit your state tax forms. You are required to submit the first two pages of the federal tax form and all W-2s received from employers. You may submit your entire tax return if you would like. Also, please remember, you and your parents must sign your respective tax forms before submitting them.

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15) Can I fax forms to the Student Financial Services Office?

Yes, almost all forms may be faxed to our office at 619-201-8797. All verification forms including the Verification Worksheet, Additional FAFSA Information Worksheet, Federal Tax Forms, and W-2s may be faxed. Award letters and loan request forms may also be faxed. If you are required to submit a FAFSA signature page, this MAY NOT be faxed. We are required to have the original, or “wet,” signature on file.

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16) I just received a revised Award Letter, and noticed that a previous award was either reduced or taken away. Why would that happen?

Your award package is subject to change as we receive new or updated information that will affect your eligibility for Financial Aid (including new scholarships). You must notify the Student Financial Services Office when there is a change in housing status, enrollment level, withdrawal from school, or change of address. If a revision of the aid offer becomes necessary, a “revised” Award Letter is issued.

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18) I am eligible for several scholarships and grants; however, some of them were either not on my Award Letter or less than their full value. Why didn’t I receive everything I am eligible for?

 

Institutional Aid is subject to the following caps: SDCC awards must not exceed 50% of full-time tuition, with the following exceptions: For students receiving athletic scholarships, all SDCC aid must not exceed the total costs of full-time tuition and on-campus room and board. This cap incorporates all other grants received from federal, state, and outside sources. In addition, SDCC awards may be less than their maximum value if an award causes all grants and scholarships to exceed full-time tuition and on-campus room/board, or the unmet need as determined by the FAFSA. Students must maintain full-time enrollment (12+ credits per semester) in order to receive Institutional Aid. For more information, please see SDCC’s General Catalog. 

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18) I was expecting an institutional scholarship and it was not listed on my award letter, who should I contact?  

 The Admissions Office determines institutional scholarship eligibility at the time of your acceptance. Please contact your admissions counselor to determine the status of your scholarship. If you were expecting an athletic scholarship, or there is a discrepancy in the amount awarded, please contact the coach of that sport. The amount awarded is based upon a signed Letter of Intent. 

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19) I thought my financial aid would cover my school expenses and it doesn’t. Why not?  

Financial aid is available to help you with you educational expenses and may not completely cover all costs. You will be responsible for the amount that is not covered. This can be done by taking out additional loans or setting up a payment plan with the Student Financial Services Office.

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 20) Who do I talk to about my bill and charges?  

 You will speak with the Enrollment Services Office about your bill, charges, amounts for loans, and payments. The Enrollment Services Office can be reached at 619-201-8730.

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21) Where can I find other outside aid and scholarships?  

 Additional scholarship information may be found at www.fastweb.com.

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22) I need to take out additional loans to cover my school expenses. Am I eligible for additional Stafford Loan money?

Dependent students whose parents have applied for and been denied the PLUS loan may be eligible for additional Unsubsidized Stafford Loan money. Please contact the Student Financial Services Office at 619-201-8730 for further guidance.

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23) I am a first time borrower at SDCC. Do I need to do anything in addition to the Loan Request Form?
 

Yes! You must complete a Master Promissory Note and Loan Entrance Counseling before loan funds can be disbursed to the school.  More information may be found at “Apply for a Loan”.  

 
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24) What if my enrollment status changes or I withdraw?
 

All federal, state and institutional programs are subject to a pro rated refund calculation when enrollment status changes or a student withdraws. Adjustments in your aid may be necessary. In all circumstances we will send a revised award letter to inform you of any changes. Any funds you have received, but are no longer eligible for must be returned. As a result, this may create an outstanding balance in your account. Please contact the Student Financial Services Office for additional information.

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  25) Am I required, as a student, to file a tax return? 

 

If a student was claimed as a dependent on their parent(s) tax return, they must file their own tax return if their earned income was more than $5,700.  If the student was not claimed as a dependent, they must file a tax return if their earned income was more than $9,350.  Additional guidance: Full-time students may be claimed as a dependent by their parent(s) until the age of 24. 

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  26) Is there a website that will help me complete my FAFSA if I have questions?  

Yes, there is!  Click here for an online FAFSA Tutorial. 

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27) How do I find out how much I have taken out in Federal Loans and how to contact my lenders? 

Please visit the National Student Loan Data System (NSLDS) at www.nslds.ed.gov.   

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